Standard & Poor's Ratings Services affirmed the Saudi Investment Bank's Issuer Credit Rating at A-/Stable/A-2 in its report dated July 25, 2012. S&P reported that the bank has strong capitalization, a moderate business position, a well-implemented strategy of de-risking its balance sheet, with average funding and adequate liquidity. S&P commented in its report that "the outlook on the bank is stable, reflecting our expectation that its pre-provision earnings will remain resilient over the next two years and offer a significant buffer against concentration risks."
The S&P credit rating is considered an investment grade rating in the international markets.
