Bupa Digital Clinic leveraging technology to revolutionize Saudi Arabia’s health care landscape

Special Bupa Digital Clinic leveraging technology to revolutionize Saudi Arabia’s health care landscape
Ali Sheneamer, Bupa Aarabia’s chief business development officer, said that the advanced services offered by the Digital Clinic could help people stay healthy. AN Photo
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Updated 04 September 2024
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Bupa Digital Clinic leveraging technology to revolutionize Saudi Arabia’s health care landscape

Bupa Digital Clinic leveraging technology to revolutionize Saudi Arabia’s health care landscape

RIYADH: Insurance giant Bupa Arabia’s recently launched ‘Digital Clinic’ could help revolutionize the health care landscape in Saudi Arabia, according to the company’s chief business development officer. 

Speaking to Arab News, Ali Sheneamer said that the advanced services offered by the Digital Clinic could help people stay healthy, which will ultimately strengthen the company’s profits. 

“Health insurance companies make money if you are healthy. So, I will do whatever it takes for you to stay healthy — a vested interest, and you will like it because you would like to stay healthy as well,” said Sheneamer. 

He added: “We just launched this week the Bupa Digital Clinic, where at the starting point, we have our own doctors who are extremely vested in your health, and they want you to be healthy.” 

He further added that Bupa Arabia is using technologies like artificial intelligence to track peoples’ health and analyze possible outcomes of their habits. 

“Looking at your lifestyle, and your interaction with health care facilities, AI would help me predict will you be at risk in the future or not, because the data of hundreds of thousands of people who followed the same path ended up here,” said Sheneamer. “If you don’t change what you are doing today, you will end up here. I don’t want you to be there.” 

Under the Digital Clinic, people suffering from chronic conditions who are subscribers of Bupa insurance will be assigned to care navigators, so that they will not miss their routine checkups. 

“I start engaging them, ensuring they do their checkups on time. If you are busy, I will send you someone home to collect a blood sample. I have developed that service because it costs me less to send them to you than you having complications in the future,” said Sheneamer. 

He added: “If you need medications, I will deliver them to you. So, when you start your journey with a doctor through Bupa Digital Clinic, his mission is to ensure that your health outcome improves, and he will deploy, all the logistical solutions that we have to ensure that you stay on target.” 

According to Sheneamer, wise use of technology could help predict, analyze, and design a health plan for every chronic patient. 

He said that the marketing campaigns for Bupa Digital Clinic began on Sept.3, with billboards installed across cities in Saudi Arabia. 

“We have been piloting Bupa Digital Clinic using our own doctors for a couple of months now, and we feel confident to go out to the world and say, use us. We are very excited about that. The more advanced we become in AI, as we train them on different datasets, this will help us cover a lot of insights about the health of our own population,” said Sheneamer. 

Describing Bupa Digital Clinic as a “clinic in your pocket,” Sheneamer added that users can access services using their smartphones. 

“We have lots of doctors available for you in Bupa Digital Clinic. In the future, this might be complemented with physical clinics. Probably 80 to 85 percent of the time when you go to a doctor, the doctor will never touch you. You just sit, he asks questions and you answer. So, why drive to the hospital if you end up not being physically examined for the symptoms you have,” said the insurance company official. 

He added: “There are certain cases that you need to go to hospital. If I suspect a fracture in my foot or arm, I need to go there because he needs to examine it physically. But if it’s normal symptoms that I have today, flu or headache, he will never touch me. So, why the hassle of going into traffic jams.” 

He further said that if doctors in the Digital Clinic suspect the need to examine a patient physically, the health care expert will refer them to a hospital. 

Sheneamer added that after the physical examination, doctors from the Digital Clinic will follow up with the patient to ensure they are staying in good shape. 


Saudi flynas inks exclusive deal as Al-Hilal Club’s official air carrier

Saudi flynas inks exclusive deal as Al-Hilal Club’s official air carrier
Updated 6 sec ago
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Saudi flynas inks exclusive deal as Al-Hilal Club’s official air carrier

Saudi flynas inks exclusive deal as Al-Hilal Club’s official air carrier

JEDDAH: Saudi budget airline flynas has made its debut in the sports sector by signing a sponsorship deal with Al-Hilal Club Co., becoming the team’s official air carrier. 

The airline signed an exclusive agreement to support Al-Hilal for four seasons, running through the 2027-2028 period, the Saudi Press Agency reported. 

As part of the deal, flynas will dedicate an aircraft featuring Al-Hilal’s logo on its fuselage. The airline will also gain commercial rights both on and off the field, and its logo will appear on the players’ jerseys as an official partner. 

The sponsorship aligns with Saudi Vision 2030, which seeks to boost the sports sector as a driver of economic growth and tourism. 


Saudi Arabia’s POS transactions fluctuate in early September to reach $3.5bn

Saudi Arabia’s POS transactions fluctuate in early September to reach $3.5bn
Updated 33 min 53 sec ago
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Saudi Arabia’s POS transactions fluctuate in early September to reach $3.5bn

Saudi Arabia’s POS transactions fluctuate in early September to reach $3.5bn
  • Spending in the education sector led the dip, recording the highest decrease at 43.6%
  • Spending on public utilities saw the second-largest decline at 25.1%

RIYADH: Saudi Arabia’s point-of-sale transactions dipped in the first week of September, dropping by 4.9 percent from the previous week to reach SR13.3 billion ($3.5 billion), with the education sector leading the decline.

The latest figures from the Saudi Central Bank, also known as SAMA, showed that spending in the education sector led the dip, recording the highest decrease at 43.6 percent, with total transactions reaching SR350 million.

This week marks the third time in a row the education sector witnessed a decrease in spending after surging for four consecutive weeks, coinciding with the start of the academic year on Aug. 18.

During the first week of September, spending on public utilities saw the second-largest decline at 25.1 percent to SR59 million.

Spending on culture and recreation recorded the third biggest dip with a 12.2 percent negative change, reaching SR293.4 million. 

Expenditure on miscellaneous goods and services recorded the smallest decline at 0.7 percent, reaching SR1.57 billion during this period. 

Saudis spent SR209.8 million on electronic and electric devices and SR1.92 billion at restaurants and cafes. These two sectors experienced the second and third smallest declines, dropping 0.8 percent and 1.3 percent, respectively.

Looking at the biggest value of transactions this week, the food and beverages sector saw the biggest share of the POS at SR2.10 billion, followed by restaurants and cafes and miscellaneous goods and services.

Spending in the top three categories accounted for 41.98 percent or SR5.6 billion of this week’s total value.

The most significant increase, at 7.8 percent, occurred in spending on jewelry, boosting the total to SR247.8 million. Expenditures on furniture came in second place, surging by 5.4 percent to SR309.3 million. In third place, hotel spending increased by 3 percent to SR245.3 million.

Geographically, Riyadh dominated POS transactions, representing 34.1 percent of the total, with spending in the capital reaching SR4.55 billion — a 4.6 percent decrease from the previous week. 

Jeddah followed with a 5 percent decline to SR1.82 billion, accounting for 13.6 percent of the total, and Dammam came in third at SR662.1 million, down 4.2 percent.

Tabuk saw the most significant decrease in spending, down by 9.9 percent to SR265 million. Buraidah and Abha also experienced downsticks, with expenditure dipping 7.9 percent and 7.7 percent to SR309.1 million and SR176.5 million, respectively.

In terms of the number of transactions, Makkah recorded the highest increase at 1.9 percent, reaching 8,613. Tabouk recorded the highest decrease at 2.7 percent, reaching 4,850 transactions.


Saudi Arabia calls for regional cooperation to tackle environmental challenges 

Saudi Arabia calls for regional cooperation to tackle environmental challenges 
Updated 11 September 2024
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Saudi Arabia calls for regional cooperation to tackle environmental challenges 

Saudi Arabia calls for regional cooperation to tackle environmental challenges 

RIYADH: Regional and international cooperation is pivotal in addressing environmental challenges, especially in rehabilitating degraded lands, according to Saudi Arabia’s vice minister of environment, water, and agriculture. 

Speaking at the 26th meeting of Gulf Cooperation Council ministers responsible for environmental affairs in Qatar, Mansour Al-Mushaiti emphasized that collaboration is essential to strengthen the resilience of drought-prone communities, as reported by the Saudi Press Agency. 

The Kingdom is leading environmental protection efforts in the region through the Saudi Green Initiative, which aims to protect 30 percent of the nation’s land and marine areas by 2030. 

Saudi Arabia’s National Environment Strategy provides a framework focused on conserving biodiversity, preventing land degradation, and advancing global coral reef research. 

During the meeting, Jasem Mohamed Al-Budaiwi, secretary-general of the Gulf Cooperation Council, noted that environmental protection and addressing climate change impacts have become core priorities for countries in the region. 

“On the international front, collective cooperation to address climate change and other environmental challenges has become essential among all countries, with GCC states actively contributing to global cooperation and providing solutions to mitigate the effects of climate change while preserving the environment,” Al-Budaiwi said in a statement. 

He added that GCC nations are working to enhance environmental policies, promote renewable energy, and reduce carbon emissions to strike a balance between development and environmental preservation. 

Saudi Arabia’s Al-Mushaiti urged GCC nations to ratify the Middle East Green Initiative Charter and set national targets for tree planting and land rehabilitation. He also called for greater support from national development funds for vegetation projects across the region. 

In May, Saudi Arabia committed $2.5 billion to the Middle East Green Initiative to further environmental sustainability across the region. 

Al-Mushaiti also noted that the upcoming COP16 in Saudi Arabia this December will play a significant role in advancing international efforts to reduce land degradation and combat drought. 

Earlier this month, during the 10th Regional Forum of the International Union for Conservation of Nature for West Asia, Saudi Minister of Environment, Water, and Agriculture Abdulrahman Al-Fadhli highlighted the Kingdom’s environmental progress through the National Environment Strategy and the Saudi Green Initiative. 


Oil Updates – crude recovers after slide as US inventory drop, storm support

Oil Updates – crude recovers after slide as US inventory drop, storm support
Updated 6 min 2 sec ago
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Oil Updates – crude recovers after slide as US inventory drop, storm support

Oil Updates – crude recovers after slide as US inventory drop, storm support
  • Hurricane Francine causes offshore production shut-ins
  • About 24 percent of crude production in US Gulf of Mexico shut
  • API shows weekly US crude, gasoline stockpiles fall

LONDON: Oil climbed more than 1 percent on Wednesday, paring some of the previous day’s losses, as a drop in US crude inventories and concern about Hurricane Francine disrupting US output countered concerns about weak global demand.

US crude stocks fell by 2.793 million barrels, gasoline declined by 513,000 barrels and distillates inventories rose by 191,000 barrels, according to market sources citing the latest week’s American Petroleum Institute figures on Tuesday.

Brent crude futures were up $1.46, or 2.11 percent, to $70.65 a barrel at 12:38 p.m. Saudi time, while US crude futures gained $1.55, or 2.36 percent, to $67.30.

“The API provided some comfort as it showed a sizable decline in crude oil stocks, a forecast-beating draw in gasoline and a tiny build in distillate inventories,” said Tamas Varga of oil broker PVM.

Both oil benchmarks tanked on Tuesday, with Brent falling below $70 to its lowest since December 2021 and US crude dropping to its lowest since May 2023, after OPEC revised down its 2024 oil demand growth forecast for a second time.

Concern about Hurricane Francine disrupting output in the US, the world’s biggest producer, also lent support, other analysts said.

“The market rebounded autonomously as Tuesday’s drop was substantial,” said Yuki Takashima, economist at Nomura Securities, adding supply disruption fears from Francine also lent support.

About 24 percent of crude production and 26 percent of natural gas output in the US Gulf of Mexico were offline due to the storm, the US Bureau of Safety and Environmental Enforcement said on Tuesday.

Following Tuesday’s report from the API, an industry group, official inventory figures from the US government are due out at 5:30 p.m. Saudi time.

Eleven analysts polled by Reuters estimated on average that crude inventories rose by about 1 million barrels and gasoline stocks fell by 0.1 million barrels. 


Visa aims for 10-fold rise in Pakistani use of digital payments

Visa aims for 10-fold rise in Pakistani use of digital payments
Updated 11 September 2024
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Visa aims for 10-fold rise in Pakistani use of digital payments

Visa aims for 10-fold rise in Pakistani use of digital payments
  • Partnership with 1Link to enhance remittances and payment security
  • Pakistan has 120,541 point of sales machines, according to central bank data

KARACHI: Visa plans to increase the number of businesses accepting digital payments in Pakistan tenfold over the next three years, the payments giant’s general manager for Pakistan, North Africa and Levant told Reuters.

The comments from Leila Serhan came as Visa announced a strategic partnership with 1Link, Pakistan’s largest payment service provider, aimed at streamlining remittances into the South Asia country and encouraging digital transactions.

Pakistan, with a population of 240 million, is home to one of the world’s largest unbanked populations. Only 60 percent of its 137 million adult population, or 83 million adults, have a bank account, based on central bank estimates.

Visa is investing in building digital payment infrastructure in the country, aiming to make digital payments less costly and more manageable.

Currently, Pakistan has 120,541 point of sales (POS) machines, according to central bank data.

Visa intends to significantly increase this number. 

“Some businesses have more than one POS machine. We’re aiming at ten-folding businesses’ acceptance (of digital transactions),” said Serhan.

The strategy involves technology that transforms phones into payment instruments and accepting various forms of payment, including QR and card tap. Visa aims to expand beyond large cities and mainstream businesses to include smaller merchants.

The 1Link deal aims to improve the process for sending and receiving remittances, including bolstering payments security, boosting such transactions via legal channels.

As one of the top remittance recipients globally, Pakistan relies heavily on funds from overseas Pakistanis, which constitute a vital source of foreign exchange and significantly contribute to the country’s GDP.

“We’re really looking forward to finishing this technical integration in the coming months, and I think it’s going to be a game changer for a lot of the consumers in Pakistan,” said Serhan.

The partnership with 1Link will also enable 1Link’s PayPak cards to be accepted on Visa’s Cybersource Platform for online transactions, despite PayPak being a competitor in digital payments.

Pakistan signed a $7 billion bailout deal with the International Monetary Fund in July, which includes reforms such as raising revenue and documenting the economy.

“Digital payments are going to be at the heart of what the government wants to do from a digitization perspective, and we will continue to partner with them,” Serhan said.